Save securely including your membership contribution.
Make instant payments & Transfer money with Ease.
Earn points and unlock premium exclusive Benefits. Get Loyalty, Rewards, Referral code & more
Real time detection & prevention of suspicious activities.
Get affordable loans approved within 24 hours.
Invest and earn up to 15% per annum or more money with ease.
Get 24/7 customer supports Via chatbot, email, phone & in person support.
Store & manage digital cards and other digital credential.
Manage Finance Anywhere, Anytime.
Enjoy Robust Security Features, including Biometric Authentication and Encryption.
Competitive Interest Rates
Our partners are professionals on their field, ensuring you receive to-notch services
Conduct Transactions Quickly and Efficiently
Access Banking Services even in area with Limited Bank Branch Presence.
Enjoy Lower Fees
Enjoy Exclusive Discounts
“NKOD’s digital loans helps me scales my business Effortlessly”- John Udoh., Entrepreneur
“NKOD has helped me expand my business with affordable funding and valuable mentorship” Ette-Idung Idiok., Business Owner
“Have given me access to affordable Landed property and agricultural supports” Aniekan Weeks, Farmer
“Thanks to NKOD high yield cooperative savings plans” – Ubong David., Smart Saver
“It makes savings and investing even more rewarding” –Uduak Nte., Freelancer”
“It makes savings and investing even more rewarding” –Uduak Nte., Freelancer”
We welcome businesses, fintech, companies, NGOs and cooperatives to collaborate with us in areas such as: