Digital Banking Cooperative Banking Agency Banking

Bank the NKOD WAY- Smart, Secure, and Cooperative


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Savings

Save securely including your membership contribution.

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Pay & Transfer

Make instant payments & Transfer money with Ease.

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Loyalty or Reward

Earn points and unlock premium exclusive Benefits. Get Loyalty, Rewards, Referral code & more

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Security

Real time detection & prevention of suspicious activities.

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Apply for Loans

Get affordable loans approved within 24 hours.

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Flexible Invest

Invest and earn up to 15% per annum or more money with ease.

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Customers Support

Get 24/7 customer supports Via chatbot, email, phone & in person support.

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Digital Wallets

Store & manage digital cards and other digital credential.




Banking Online- It simple and safe on our site

Enjoy secure online transactions, access services & manage your cooperative account conveniently anywhere from any device: check transactions, access exclusive benefits & more- all from the comfort of your office or home.

Empowering you with seamless, secure, and innovation financial solutionse

Experience Firsthand, the Perks and More of Belonging to NKOD Digital Cooperative Platform
Convenience Cooperative

Manage Finance Anywhere, Anytime.

Safe Cooperative

Enjoy Robust Security Features, including Biometric Authentication and Encryption.

+Earn More, Stress Less

Competitive Interest Rates

Expertise

Our partners are professionals on their field, ensuring you receive to-notch services

Speedy Cooperative

Conduct Transactions Quickly and Efficiently

Accessibility Cooperative

Access Banking Services even in area with Limited Bank Branch Presence.

Save Big, Smile Bigger

Enjoy Lower Fees

Discount Galore

Enjoy Exclusive Discounts

Members Experience

From Road Side Business to Shop Owner-

“NKOD’s digital loans helps me scales my business Effortlessly”- John Udoh., Entrepreneur

Business Expansion-

“NKOD has helped me expand my business with affordable funding and valuable mentorship” Ette-Idung Idiok., Business Owner

NKOD community programs-

“Have given me access to affordable Landed property and agricultural supports” Aniekan Weeks, Farmer

I achieved my savings goals faster-

“Thanks to NKOD high yield cooperative savings plans” – Ubong David., Smart Saver

I Love the Loyalty Program-

“It makes savings and investing even more rewarding” –Uduak Nte., Freelancer”

Earn Passive Income-

“It makes savings and investing even more rewarding” –Uduak Nte., Freelancer”

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Partnership & Collaborations

We welcome businesses, fintech, companies, NGOs and cooperatives to collaborate with us in areas such as:

Financial Inclusion projects
Business Development & Mentorship
Community - Based initiatives
Gender- Based Initiatives

Interested in Partnering with NKOD?
Contact Us today

Users

Users

100,000 +
Transactions

Users

1,000 +
Users

Users

99 %
Satisfied Users