Get cash loans on the go, wherever, whenever.

Get Loans for your needs. Get convenient and affordable loans to grow your business or personal loans to fix emergencies within 24hours.

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Concentrate on things that matters to you

Don’t let money issues happen to you, lay it on NKOD! Access up-to 200% of your cumulative contribution as business loans, personal loans or emergency loans. (school fess, medicals bills, house rent etc.)

  • Get cash loans within 24hours
  • Low rate
  • No paper work
  • Flexible repayment plans
  • No Humps
  • No stories
  • No drama
  • account steps

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    Knowledge is Power, Borrow Smarter

    Result

    Knowledge is Power, Borrow Smarter

    Why NKOD?

    We leave you more than happy and that is why NKOD is the preferred. These and more are reasons why we are preferred over others:


    Simplified loan process

    We are known for seamless, transparent and simplified loan process at every loan level.

    Low Interest rate

    Enjoy market driven rate and funding options.

    Quick disbursement

    We are known for quick disbursement within 24 hours after loan approval.

    No paper work, low cost, no early payment fee and no hidden cost.

    Convenience repayment options

    Easy and convenience repayment schedule without hurting your cash flow.

    Innovative approach for personal Service

    Experience unparalleled services from beginning to the end. We treat you as a person and not as a number.

    Frequently asked questions

    Our customers frequently ask these questions about loans.

    #1
    Who should I contact for enquires, comments or complain?

    1. Kindly, send us message on our web chat bolt - #Emen

    2. Email us at support@nkodng.com

    3. Send us message on any of our social media platform: Facebook, Instagram, LinkedIn or twitter.

    #2
    How can I get my BVN?

    1. Simply dial *565*0# from your mobile phone.

    2. Ensure you are using the same phone number you had used to link your bank account.

    #3
    Can I reduce the repayment duration?

    Yes. You can reduce the repayment duration to the number of months that suits you

    Isn't what you’re looking for?

    Contact our support team

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    Loan Applications

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    Partners we have worked with

    Paystack Logo
    Smartteller Logo
    Firstbank Logo
    Sterling Bank Logo
    Akwa Ibom State Government Logo
    Providus Bank Ltd Logo
    Bank of industry Logo
    Errand Pay Logo
    linkage Insurance Logo

    Download NKOD App

    Trustworthy, Convenient & Safe Digital Cooperative App You Can Bank On

    Licensed and affiliated to Akwa Ibom State Government Google Playstore

    Download app or get it on

    Google Playstore

    Refer & Earn

    Refer 20 individuals and earn #100NGN each

    Recommend NKOD to your friends, family and colleague or associates, we’ll give you both #100 Naira if they become a member of NKOD and open Every day smart savers with us.
    Eligibility criteria and T&Cs apply

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