Join our digital cooperative community today and become a part of a revolutionary movement that empowers individual, businesses and communities to take control of their financial futures.
Why Become a member?
By becoming a member of NKOD digital Cooperative, you’ll gain access to exclusive benefits, resources, and opportunities that will help you achieve your financial goals and makes a positive impact in your community.

Members Exclusive Benefits
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Competitive Interest Rate:
Earn higher interest rates on your savings and investments.
Earn higher interest rates on your savings and investments.
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Lower Fees:
Enjoy reduced fees on transaction, loans and other services.
Enjoy reduced fees on transaction, loans and other services.
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Exclusive Discounts:
Receive discounted on products and services from partners businesses.
Receive discounted on products and services from partners businesses.
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Financial Education:
Access free financial education resources, workshops, and webinars.
Access free financial education resources, workshops, and webinars.
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Community Support:
Connect with liked-minded individuals and businesses in our online community.
Connect with liked-minded individuals and businesses in our online community.
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Priority Access:
Get priority access to new products, services and features.
Get priority access to new products, services and features.
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Voting Rights:
Participate in decision-making process and shape the future of NKOD digital Cooperative.
Participate in decision-making process and shape the future of NKOD digital Cooperative.
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Convenance Benefits:
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24/7 Online Access:
Manage your accounts, pay bills, and transfer funds online or NKOD mobile app. -
Personalized Service:
Receive personalized support from our friendly and knowledgeable staff.
Requirement for Membership:
To become a member of NKOD digital Cooperative, you must meet the following requirements:
01
Meet Eligibility Criteria:
You must be at least 18 years old.
- - Residency: You must be a resident of (Nigeria) or as may be specified from time to time.
- - Identification: You must provide valid government -issued identification and meet oureligibility criteria
02
Minium Entrance Fees:
You must meet the conditions of our minimum entrance fees to qualify you as member of NKOD Digital Cooperatives.
You must meet the conditions of our minimum entrance fees to qualify you as member of NKOD Digital Cooperatives.
03
Maintain a Minimum Balance:
Keep a minimum balance in your savings account a remain a member in good standing.
Keep a minimum balance in your savings account a remain a member in good standing.
04
Agree to Our Terms and Conditions:
Review and agree to our terms and conditions, including our privacy policy and membership agreement or Byelaws.
Review and agree to our terms and conditions, including our privacy policy and membership agreement or Byelaws.
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Attend an Orientation session:
Participate in our orientation session to learn more about our digital cooperative, its benefits and your responsibilities as a member.
Participate in our orientation session to learn more about our digital cooperative, its benefits and your responsibilities as a member.
How to Become Member
Ready to become a member? Here is how:
ESimply follow these steps: