NKOD Digital Coop Private Policy
It is important to NKOD Digital Coop to help our members retain their privacy when they take advantage of all that the internet has to offer through our platform.
We believe your privacy shouldn’t be shared with someone else. Your privacy is important to you and to us. So, we’ll protect the information you share with us. NKOD Digital Coop respects and protects the privacy of its members and customers as specified in the related laws of the Federal Republic of Nigeria.
To protect your privacy, NKOD Digital Coop follows different principles in accordance with worldwide practices for customer privacy and data protection. We won’t sell or give away your name, mail address, phone number, email address, or any other information to anyone. We do not provide any personally identifiable user information to third party websites.
We will use state- of- the- art security measure to protect your information from unauthorized users.
NOTICE
We will ask you when we need information that personally identifies you (personal information) or allows us to contact you. Generally, this information is requested when you create a sign up on the site, our App or when you order email newsletter, subscribe for other financial products or services on NKOD Digital Coop.We use your personal information for the following purposes:
- ★ To help you easily find information.
- ★ To make the site easier for you to use by not having to enter information more than once.
- ★ To help us create content most relevant to you.
- ★ To alert you of special offers, promotions, update information and other new services or products.
- ★ NKOD Digital Coop can use information about some of or all the customers or members for statistical purpose for its related operations.
CONSENT
If you choose not to register or provide personal information, you can still browse most of the site, press, gallery, blog and social media windows. But you will not be able to access areas that require enrollment.If you decide to enroll or signup, you will be able to select the kinds of information you want to receive from us by subscribing to various services, like newsletter. If you do not want us to communicate with you about other offers regarding products, services, events, by email, telephone, postal mail you may select the option stating that you do not wish to receive message from us.
ACCESS
We will provide you with the means to ensure that your personal information is correct and current. You review and update this information at any time at your account centre or dashboard. There, you can:- ★ View and edit selected personal information you have already given us.
- ★ Tell us whether you want us to send you information relating to our services and products or otherwise.
- ★ Sign up for electronic newsletter about our services and products.
- ★ Once you register, you won’t need to do it again wherever you go on the site; your information stays with you.
SECURITY
NKOD Digital Coop has taken strong measure to protect the security of your personal information and to ensure that your choice for its intended use is honored. We take strong precautions to protect your data from loss, misuse, unauthorized access, or disclosure, alteration or destruction.We guarantee your transactions to be 100% safe and secure. When you make enroll or access your personal account information, you‘re utilizing secure and reliable server software SSL, which encrypts your personal information before it’s sent over to the internet. SSL is one of the safest encryption technologies available.
Your personal information is never shared outside the company or society without your permission, except under the conditions explained below. Inside the company, data are stored in password –controlled servers or cloud with limited access. Your information may be stored and processed in Nigeria or any other country where NKOD Digital Coop, its subsidiaries, business associates, affiliates or agents are located.
You also have a significant role in protecting your information. No one can see or edit your personal information without knowing your user name, password, so do not share these with others.
ENFORCEMENT
If for one reason you believe NKOD Digital Coop has not adhered to these principles, please notify us by email at contactus@nkodweb.com and we will do our best to determine and correct the problem promptly. Be sure the words PRIVACY POLICY are in the subject line.
WHAT WE DO WITH THE INFORMATION YOU SHARE
When you sign-up us, you provide us with your personal information, contact information, including your name and email address and others data. We use this information to send you update about your status, questionnaire to measure your satisfaction with our services and announcement about new and existing product or services which we offer.We will ask for your bank account details, biometry verification number (BVN), and National Identity Number(NIN), Information relating to your kin including their mobile numbers and such other information as we may request on our platform. We use this information only for investments purposes, payment services, or to transfer your daily micro savings, term savings, personal and emergency loans, payday loans, micro business- nano loans, micro loans or capital raised to finance your business or for personal needs or convenience, we do save this information in case you want to deal with us again, but we don’t use this information again without your permission.
NKOD Digital Coop will disclose your personal information, without notice, only if required to do so by the law or in the good faith belief that such action is necessary to:
- a. Conform to the edict of the law or comply with legal process served on NKOD Digital Coop or the site.
- b. Protect and defend the rights or property of NKOD Digital Coop and its family of websites.
- c. Act in urgent circumstances to protect the personal safety of users of NKOD Digital Coop, its websites, or the public.
Any dispute over privacy is subject to our terms of service, including resolution of dispute, limitations on damages and applicable laws of the Federal Republic of Nigeria.
If you have any concern about privacy at NKOD Digital Coop, please contact us on
